The inclusion of the Nissan Murano crossover on this list is a sure sign that imported makes and models can be insured for low rates that are quite comparable to domestic brands. The Nissan Murano consistently gets ranked as one of the safest crossover models sold to U.S. consumers, and it consistently wins awards for its roomy interior, smart handling on the road, and overall durability in a variety of uses and applications. Insurance companies have noticed that the vehicle is less likely to be the cause of both minor and major accidents for this reason, their premiums for owners of the Murano are among the lowest among any vehicle segment. The combination of a soundly-produced imported crossover with bargain insurance pricing is sure to attract many new customers to the brand itself.
Insurance companies are in the business of evaluating how likely a vehicle is to be damaged in an accident, or cause an accident itself, when they calculate a policy amount. Consumers who purchase the vehicles above are going to get a great deal on insurance because theyve chosen an inherently safe car. Of course, that also bodes well for driving down the highway at any speed, so these vehicles should be considered a double victory for consumers. Affordability and safety are the two hallmarks of a great purchase.
Going online to find the cheapest car insurance rates in Virginia Beach is easy if you use an online quote comparison service. If you want to get started on your quote comparison, click here and you can find the insurance provider that is right for you.
For example, if a certain car has a record of being stolen more often than others, if its repair costs are relatively high, or if it been in more accidents than the norm, auto insurance premiums for that car will be considerably higher than average.
Your car insurance premiums are based on several factors. The most important are:
1. It sticker price. The more expensive the car, the more it cost to replace it.
2. It repair costs. More technologically advanced cars are usually more expensive to repair.
3. Whether it stolen more often than others. For example, the Toyota Camry and the Honda Accord are the two autos that are stolen the most. If you live in an area with high auto theft rates your premiums will probably be higher.
4 6. The year, weight and vehicle type. The more powerful the car, the higher your premiums will be. High performance vehicles, sports cars, and luxury cars are in the highest loss category along with light vehicles because they have the highest death rates. Station wagons and passenger vans are categorized as having the lowest losses for vehicle damage, while although trucks and SUVs will generally have less damage in a collision, they will cause more damage and therefor their liability rates will be higher.
7. Where you live. If you live in a state that has had a lot of insurance fraud, such as Florida, New York, or Massachusetts, your insurance rates will be higher.
8 11. Your age, your gender, your driving record and your credit rating. If you are young, male, and have a poor driving record your insurance will be a lot higher than if you are a middle aged woman with a clean driving record.
So, one of the most expensive cars to insure would be a light weight, high performance sports car that expensive, technologically advanced and have a history of being stolen often. Now if it driver is a 19 year old male with a history of accidents who lives in New York City the car insurance premiums might bear a striking resemblance to the gross national product of a small undeveloped country.
Whether it one of the most expensive cars to insure or one of the most affordable cars to insure, click here http://www.CheapOnlineCarInsurance.com to find out 3 Simple Ways to Find Cheaper Car Insurance Without Sacrificing Superior Service or just go to http://www.CheapOnlineCarInsurance.com
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Top 10 Cheapest Cars To Insure In California
When an individual is looking for a car to buy in California, it can be tempting to only decide based only on how much the car costs. There are other costs associated with owning a car too, the chief one of which is car insurance. Since high car insurance rates can derail any savings realized by lower monthly car payments, it is important to consider any car typical costs of insurance before buying it. Some cars prove to be among the cheapest to insure in California. This is based on a variety of factors.
A person driving record is only the beginning point in deciding how much a particular car insurance will turn out to be. Every company rates and the ways that they determine them will vary. Still, a factor that will definitely turn out to be important in the rate game is what kind of car one is driving.
A good thing to consider in looking for the cheapest cars to insure in California is how does the particular vehicle do in the categories of safety features that are included, crash test results, and rates of theft. Cars that come with extra safety features and anti theft devices, that do well in their respective crash test results, and that are not stolen so often will usually be less expensive for an individual to get insured. It makes sense that cars that thieves like, that stand out, and that perform poorly in crash tests will cost significantly more to have insured.
The safest way to determine how much a car will cost the person to insure is to get auto insurance sample rate quotes from well regarded Internet sites. There are a number of these out there such as Kanetix that will provide accurate estimates on the amount in premiums that an individual will likely have to give. Using only the year, make, and model of the vehicle will be sufficient to obtain good working estimates of rates. With an exact car Vehicle Identification Number, the results will be more exact.
There are three questions that a person can ask to figure out what the rates will be like otherwise. Is the car a sports car that provides incredible performance and great engine power? This will scare insurers into higher rates since they know that drivers will be tempted to take it for joyrides and that any necessary repairs will be expense. Next, how large is the vehicle? While the bigger size of an SUV may give it greater safety ratings, it will also require higher liability coverage since such vehicles create a greater amount of damage in accidents than do smaller cars. Finally, is the car family friendly? Insurers believe that family sedans, minivans, and other family vehicles are less likely to be driven recklessly since they are carrying precious children and family members. These prove to be the least expensive cars to insure and drive because of this.
With that in mind, here are the ten cheapest cars to insure in California:
10. Oldsmobile Bravada
9. Jeep Wrangler
8. Saturn Vue
7. Chevrolet Astro
6. Chevrolet Venture
5. Saturn L Series Wagon
What Are the Cheapest Cars to Insure For Teenagers? - Best Tips and List of Cars
If youre thinking about buying a new or used car for your teen or teenager no matter if they are 16 years old or 19 years old, there are a few cars that you can usually insure cheaper than others. So what are the cheapest cars to insure for teenagers or student drivers?
Generally, cars that are more expensive will cost you more for car insurance and lesser expensive cars will cost less. Of course, there are always exceptions to the rule. Even if a car is older and is a less expensive car, it should cost you less to insure it. Cars made in the U.S. are cheaper to insure than cars manufactured in other countries. 4-door cars, cars with 4 cylinder motors and minivans are cheaper to insure also.
If youre thinking about buying a new or used car for your teen or teenager no matter if they are 16 years old or 19 years old, there are a few cars that you can usually insure cheaper than others. So what are the cheapest cars to insure for teenagers or student drivers?
Generally, cars that are more expensive will cost you more for car insurance and lesser expensive cars will cost less. Of course, there are always exceptions to the rule. Even if a car is older and is a less expensive car, it should cost you less to insure it. Cars made in the U.S. are cheaper to insure than cars manufactured in other countries. 4-door cars, cars with 4 cylinder motors and minivans are cheaper to insure also.
Of course, the most popular car among teenagers is the Honda Civic. It ranks high in the safety ratings and insuring it is usually low. It a good car because it also economical and easy to operate. However, the Honda Civic, the Ford Focus, and the Saturn models below are still relatively light and not good from a safety standpoint. Other popular cars include the Mazda3, Toyota Corolla and Mitsubishi Lancer.
I wouldn buy cars for teens that are smaller than those above. Theyre just not safe. The larger the car the safer it usually is. My mother was a nurse and worked in the emergency room for years and she told us that she could always tell if someone was driving a small car when someone came in whod been injured in an automobile accident, by the severity of the injuries. Small cars don do well in rollovers either.
Other good choices would be the Honda Accord, Ford Taurus, Nissan Maxima and Toyota Camry. Because they are larger cars, they are safer cars. They are economical to run and insurance rates are good or cheap depending on the insurance company.
Small SUV are not good for teens because of the possibility of a rollover. The center of gravity is higher. Teens are not experienced drivers and may tend to overreact in emergency situations.
So for a partial cars and vehicles, that are low cost or cheap to insure, the following vehicles with makes and models would fit that bill. Keep in mind the safety tips mentioned above and try to buy a new or used car for your teen that will be safe also. Some may no longer be made such as Saturn but there may be used vehicles around.
Honda Civic, Mazda3, Toyota Corolla, Mitsubishi Lancer, Chrysler PT Cruiser 4-door wagon, GMC Safari SLE AWD 3-door minivan, Dodge Caravan SE 4-door minivan, Saturn ION 1 4-door sedan, Pontiac Sunfire 2-door coupe, Jeep Liberty Sport 4WD 4-door SUV, Saturn L300 1 4-door sedan, Volvo S40 4-door sedan, Saab 38600 Linear 3t 4-door Sportwagon, Buick Century Special Edition 4-door sedan.
Keep in mind when you go over this partial list of cars, minivans and SUV that are cheapest to insure, that local rates, discounts and quotes may vary depending on what part of the U.S. you live in whether it Texas, New York, Florida or any other state. Make sure to get several quotes before making your final decision. You may find a rate that seems to be cheap but keep checking until youre sure you have the cheapest auto insurance quote. You can get several online quotes from several car insurance companies all at once in just a couple of minutes.
For tips and secrets from a former auto insurance agent on how to save money and get the best free online cheap car insurance quotes and find the best auto insurance online see http://www.CarInsurance.com for cheap auto insurance, discounts and more
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